Buying a home is one of the most important decisions in one's life and we ensure that this decision is taken conveniently. Our website works as a mediator between the builder and the bank that will help you in simplifying the process of taking a home loan.
Below are the lists of documents required for availing of home
loans for various business and property categories. Please click on
the categories mentioned above to view the list.
Salaried
Individuals
Salary slip/Form 16 A.
A photocopy of the first and last pages of Ration card or
copy of PAN/Telephone/Electricity bills.
A photocopy of Investments (FD Certificates, Shares, any
fixed asset etc. or any other documents supporting the financial
background of the borrower.
A photocopy of LIC policies with the latest premium payment
receipts (if any).
Photographs (as applicable).
A photocopy of bank statement for the last six months.
Self-Employed/Businessmen
A brief introduction of Business/Profession.
Balance Sheet, Profit and Loss account and statement of
income with Income Tax returns for the last 3 years certified by
a CA.
A photocopy of Advance Tax payments (if applicable).
A photocopy of Registration Certificate of estatblishment
under shops and Establishments Act/Factories Act.
A photocopy of Registration Certificate for deduction of
Profession Tax (if applicable).
Bank statements of Current and Saving accounts for the last 6
months.
A photocopy of Certificate of Practice(if applicable).
A photocopy of any bank loan (if applicable).
A photocopy of the first and last pages of the Ration card or
a copy of PAN/Telephone/Electricity Bills.
A photocopy of LIC policy (if applicable).
A photocopy of LIC policy (if applicable).
If a flat is
purchased from the builder
Original copy of your agreement with the builder.
7/12 extract or property register card of the land under
construction.
Index II extract of your agreement with the builder.
Copy of N.A. permission for the land from the collector.
Search and title report (with the details of documents) for
the last 30 years.
Development agreement between the owner of land and the
builder.
Copy of order under the Urban land Ceiling Act.
Copy of building plans sanctioned by the competent authority.
Commencement certificate granted by Corporation / Nagar
Palika.
Building completion certificate(if available).
The latest receipts of taxes paid.
Partnership deed or memorandum of association of the builders
firm.
If the property
is being purchased is in a Cooperative Society
Original share certificate of the Society.
Allotment letter from the society in your name.
Copy of the lease deed, if executed .
Certificate of the registration of the society.
Copy of the byelaws of the society.
No objection certificate from the society.
7/12 extract or property register card in the society's name.
Copy of N.A permission for the land from the collector.
Search and title report(with the details of documents) for
the last 30 years.
Copy of order under the Urban Land ceiling Act.
Copy of the building plans sanctioned by the competent
authority.
Commencement certificate granted by Corporation / Nagar
Palika.
The latest receipts of taxes paid.
Original Agreement to assign / Deed of assignment.
If
constructing on own land
Original sale deed of land and extract of Index II.
12 extract or property register card in your name.
Copy of N.A. permission for land from the collector.
Search and title report (with the details of documents) for
the last 30 years.
Copy of order under Urban Land Ceiling Act.
Copy of the building plans sanctioned by the competent
authority.
Building permission granted by Corporation / Nagar Palika.
The latest receipts of taxes paid.
Estimate of cost of construction certified by the architect.
